Jersey Pension Investment Trust (JPIT)

Do you live in Jersey, or have a pension in Jersey, and would like to invest in a retirement trust scheme?

We have developed our own retirement trust scheme (formally known as a retirement annuity trust).

Your retirement savings are held in a trust administered by us. Independent trustees ensure that the trust is properly structured and managed. The money you place in the trust can be invested into a range of growth or income-producing investments.

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Is this for you?

Jersey residents and any other individuals who may have pension assets in Jersey.

Benefits

Before retirement

  • You can transfer existing approved pensions into your retirement trust
  • Regular or lump-sum contributions, where you may receive tax relief on your contributions
  • A dedicated adviser who will help you to work towards achieving your retirement goals

At retirement

  • From age 50 for Jersey pension assets, you can take up to 30% of your fund tax free
  • Draw an annual income from your fund
  • Any assets left on your death are passed to your beneficiaries and not to your estate