When you leave your current job, your pension fund will become available to you, and it'll be up to you to decide what to do next.
Your previous employer might not necessarily guide you or help with pension fund management. But don't panic. We're happy to offer you some pension advice.
Avoid the temptation to cash out your pension fund
If you take your pension fund out in cash, you’ll be taxed on the cash lump-sum. You might also find that you spend the money on short-term goals, and it'll be gone before you know it. This may end up feeling like a waste of all your hard work.
Instead, put every pension fund contribution to good use by preserving it for your future.
Get great tax benefits
A pension fund transfer to our preservation fund is tax-free. Another reason to transfer it, instead of cashing it out if you change jobs.
Do a pension fund transfer to our preservation fund
When you do a pension fund transfer to our reservation fund, you effectively preserve the lump-sum amount. This ensures that your pension fund investment will still go towards your retirement.
Benefit from our low-fee advantage
Our revolutionary Onefee model means that you only pay one, fixed fee on your investment. This could save you up to 90% in fees, leading to you getting up to 60% more out at retirement. Read more about our Onefee here.
