Why retirement planning shouldn't begin and end with your company retirement fund

If you're fortunate enough to have a pension or provident fund with your employer, you may feel like you've already got your retirement planning under control. But your company pension or provident fund doesn't have to be your only retirement investment.

Retirement planning can include different retirement options that broaden your portfolio. And having a private retirement plan could help you to reach your goals.

Include a retirement annuity in your retirement planning

When you're preparing for retirement, it's important to consider whether your pension or provident fund will give you a large enough pay-out for you to retire comfortably.

You might find that when you really look into the nitty-gritty of retirement financial planning, you simply don't have enough money tucked away.

An Alexforbes Invest Retirement Annuity is a great way to boost your retirement savings. By supplementing your pension or provident fund, you can ensure that you'll be able to maintain the same standard of living in your retirement years.

Boost your retirement plans

If you have a pension or provident fund, it's because your company set it up on your behalf, and that is a great start.

With an Alexforbes Invest Retirement Annuity, you can boost your retirement planning. You are in direct control of how you invest, and how much you'd like to invest.

And, thanks to our innovative digital platform, you can even stop and restart your contributions at any time when it suites you.

Benefits of retiring with Alexforbes Invest

Keep your retirement planning on track

Retirement planning doesn't have to be complicated. Our advanced fund-monitoring technology allows you to track your investment's outcomes in real time.

Our system will even give you advice about how to keep your investment on track to meet your goals.

Benefit from our revolutionarily low fees

When you're preparing for retirement, the fees you pay on your investments can significantly impact how much your investments grow. That’s why we’ve created our pioneering Onefee model.

As the name suggests, we only charge one fixed fee on your investment. This could lead to you saving up to 90% in fees, which could boost your retirement savings by as much as 60%. Find out how it works here.

Enjoy great tax benefits

The South African Revenue Service (SARS) has created tax incentives for those who add retirement annuities to their retirement planning.

They've ensured that the money you put into your retirement annuity is tax-deductible (up to a limit of R350 000 in a tax year).

This is a way for SARS to reward South Africans for preparing for retirement, so that they don't depend on the state when they get older.

Get retirement advice from our Digital-Adviser

If you'd like to see how investing in an Alexforbes Invest Retirement Annuity could improve your retirement planning, just click on Start Investing.

Our Digital-Adviser will ask you a few quick, easy questions. From there, the system will guide you with some retirement advice. This will make retirement planning a breeze.

Try it now with no obligation to invest.

Chat to a retirement adviser

While our Digital-Adviser is there to offer you retirement advice, we know that sometimes you just want to chat with a human adviser.

Rest assured that a skilled financial adviser is just a phone call away. Our team is available to help if you have any questions about retirement planning, preparing for retirement, or your retirement options.

Contact us