What is the Alexforbes Invest Voluntary Plan?
Voluntary investments, also known as discretionary investments, are quite literally at your discretion. You have the flexibility to invest on your own terms, in your own time, towards your own specific goals.
Unlimited contributions
Although you pay tax on any gains you earn through our Voluntary Plan, you can make almost unlimited contributions, unlike when investing money in a tax-free investment.
Tax made easy
We'll provide you with a Tax Certificate annually to make completing your tax return simpler.
Withdraw at any time
You won't be penalised for withdrawing money, and you can do so through our app or our website.
Benefit from our revolutionarily low fees
Our investment management services are a hybrid between online Digital-Advice and advice from our expert human financial advisers.
This helps us to keep our fees as low as possible. In fact, our innovative Onefee model could save you as much as 90% in fees, leading to you getting up to 60% more out of your investment. Read more about how our fees work here.
Jenny pays 55% less in fees. She could get R 103 000 more out of her investment.
Jenny is 25 years old and will be saving R1 500 per month towards a voluntary investment for 15 years. Her monthly contributions will escalate at 6% per annum.
Profiles used are only for illustrative purposes. The examples provided compare our Onefee to investments applying a 3% p.a. fee model. These include fees for advice, administration and fund management. The results are modelled based on a historical growth rate using the asset allocation of the CoreSolutions Moderate fund. Research on fees was conducted by Alexforbes Invest internally. Past performance is not indicative of future performance. All investments are exposed to risk, not guaranteed and dependent on the performance of the underlying investments and excludes the impact of Securities Transfer Tax. Fees may change due to inflation.
Investments in South Africa for beginners
The Alexforbes Invest Voluntary Plan is great for seasoned investors looking to diversify their portfolios. But it's also great for those who are new to the world of investing money.
Our system will guide you every step of the way. Whether you'd like to invest in short term investments or long-term investments, we will help you get to your desired outcome.
You can choose whether you want to invest a lump sum, or whether you want to invest every month. And you only need as little as R100 to start investing!
Get your friends and family involved with Crowdvest
Crowdvest gives your friends and family the opportunity to invest towards your Voluntary Plan. By investing money towards a shared goal, you can reach your outcome faster.
Intelligent investment funds that aim to outperform their peers
Using some of the industry’s most trusted partners, we carefully monitor the performance of the funds on our platform against their peers and report on our fund performance to our clients.
If you have any questions about investing money in our Voluntary Plan, just say the word and one of our expert advisers will be in contact.
You can withdraw your money at any time without any penalties and your money is not locked away.
There might be tax implications such as Capital Gains Tax when you withdraw from our Voluntary Plan.
There are certain tax implications such as Capital Gains Tax, Tax on Interest and Dividends Tax when investing in our Voluntary Plan.
The true effect of most of these taxes is only really felt after a few years of investing or as your funds increase substantially in value.
SARS does however give you some incentives annually to ease the effects of these taxes, such as rebates and exemptions up to certain limits. These exemptions and limits can be found on the SARS website and apply cumulatively to all investments that you have.