Alexforbes One – members
Better retirement outcomes
and service from a well-managed fund.
Managing a retirement fund should feel empowering, not complicated or disconnected.
We’ve reimagined what a retirement fund can be — and what it should be. That’s why we built Alexforbes One.
Leaving your employer
Smart moves for your next chapter
Leaving your job doesn’t mean leaving your financial future behind. With the right tools and support, you can manage your withdrawal claims independently and securely — no need to wait on HR.
From tax tools to counselling and financial advice, everything you need is in one place to help you make confident, informed decisions.
In line with National Treasury’s retirement reform, the Alexforbes One Trustees have made available two easy solutions, In-fund preservation and Alexander Forbes Retirement Income Solution (AFRIS).
In-Fund Preservation
The In-Fund Preservation option allows you to keep your retirement savings invested in the fund even after leaving your employer, without needing to transfer it elsewhere.
This option offers low fees, access to financial advice, ongoing communication, and flexible investment strategies. It’s ideal for individuals who are changing jobs, retiring later, or simply not ready to make decisions about their retirement savings. Members benefit from professional fund management, free investment switches, and lifestyle discounts through AF Rewards, while maintaining the ability to withdraw from their savings pot under specific conditions.
AFRIS (Alexander Forbes Retirement Income Solution)
One place for all your retirement savings. This is a personal retirement money hub that stays with you through life’s changes. It includes a preservation fund, a retirement annuity fund and a living annuity, which means it keeps all of your retirement savings connected, protected and in control — all in one place. No need to move your money. No need to start over. AFRIS grows with you.
Retiring from the fund
Your future, your way
Retirement might feel far off, but the steps you take today shape the life you’ll live tomorrow. Economic pressures and everyday expenses can make planning feel overwhelming — but you don’t have to go it alone. With guided digital journeys, clear written info and access to expert advice, you can take control of your retirement path and make choices that work for you.
Alexforbes One offers you two trustee’s choice annuity options when you retire, so you can choose the one that best suits your needs. You have the choice of the Alexander Forbes (JuLI SecureGro and JuLI Advance) With-profit annuity or the Alexander Forbes Retirement Income Solution (AFRIS) living annuity.
"If you're not yet ready to retire and start receiving an income, you have the option to defer your retirement from the fund until a later time that suits you."
Deferring
Not ready to retire from the fund, the deferring option allows you to postpone your retirement from the fund while keeping your savings invested, even after leaving your employer.
This is ideal for individuals who are not yet ready to draw an income, whether they’re starting a new venture, working part-time, or relying on other investments. By deferring, you remain a member of the fund and benefit from professional management, flexible investment choices, and access to your savings pot if needed. It’s a cost-effective way to let your retirement savings continue growing until you're ready to retire.
With-profit annuity
The with-property annuity option, offered through Just Retirement Life, provides a guaranteed monthly income for life, regardless of market fluctuations or how long you live.
This with-profit annuity is designed to grow in line with inflation and is invested in the Alexander Forbes Performer portfolio, aiming for long-term returns of CPI + 5%. It’s suitable for members investing R50,000 or more who are committed to staying invested for life. The annuity also includes a spouse benefit and offers predictable costs, making it a secure and stable retirement income solution.
AFRIS (Alexander Forbes Retirement Income Solution)
One place for all your retirement savings. This is a personal retirement money hub that stays with you through life’s changes. It includes a preservation fund, a retirement annuity fund and a living annuity, which means it keeps all of your retirement savings connected, protected and in control — all in one place. No need to move your money. No need to start over. AFRIS grows with you.
Two-pot
The two-pot system is designed to give you more flexibility and control over your retirement savings. Want to understand how it works and what it could mean for your money? We’ve got the latest insights and updates to help you stay informed and make smart decisions.
